Identity Theft and Credit Reports

Identity Theft and Credit Reports

Identity Theft and Credit Reports

Some of the most useful identity theft and credit report resources are listed below. You can protect yourself from identity theft, but do your homework. Many companies have resources available online to help you know your best options.

• Identity Theft - we have loads of free facts sheets, guides, resources, contact lists, who to report the crimes to and how to repair the damage here.
• Check your credit report, for free! Yes, you really can.  The US Government mandated it.  But watch out for the scams.  Find out how, here. And does FreeCreditReports.com give you a free no obligation credit report ?  No, they don't! Read about that here!
• Freeze your credit! Did you also know that in many states you can freeze to credit information  Even if your state is one of the few that doesn't allow a freeze, you can still freeze your files at the three major credit bureaus.  See this page for more information about both freezes.
• Credit card account information thefts - if you have a credit card from a bank or department store, you may want to periodically check this page, to see if your account information has been stolen!
• Phishing - fake emails and fake websites pretending to be your bank, credit card company or other agency, and asking for your private account information. Often they claim to be from PayPal, Barclay's Bank, Citibank, Chase Manhattan bank, or other well-known names.
• Pharming - the latest scam, is that website the one you think it is... or a fake?