Consumer Fraud Reporting
The Angel Fellowship
Reporting on the Latest Frauds, Scams, Fake Lotteries, Spams and Hoaxes

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Loan Scams:
The Angel Fellowship,
PO Box 3906, Las Vegas, NV 89127

Have you received an email or postal letter from PO Box 3906, Las Vegas, NV 89127 at The Angel Fellowship offering you a debt consolidation loan, student loan, mortgage, small business loans or a great credit card rate?  The rate is incredibly low, they say they need very little documentation and can get you money fast?  It is probably a scam.  The offer and their websites (if they have one) may even look real, except they will quickly ask you for personal financial information, social security number, bank account numbers, in addition to your name, address, phone numbers, etc.

Also see this page on Scholarship, Student Loan and Financial Aid scams!


Actual scam email (One example - the scammers constantly change names, dates and addresses!):

can help me? I received a letter from the angel fellowship  PO Box 3906 las vegas NV 89127 is this a legit organization and what should i expect please let me know if you know of this organization


What to do

The Angel Fellowship appears to be a scam.

A good rule is, if there is no information about a company on Google, you should be suspicious.

And even if the name checks out as belonging to a real company, that doesn’t mean the letter, email or phone call you received actually come from a real representative of that company.

I could take some Disney World letterhead paper from a Disney Hotel and claim to be the CEO of Disney, and send you that letter – everything would check out, but it would still be a scam.

Another rule: if you are receiving a loan, grant, lottery winning or sweepstakes; you should NEVER send money to then for administrative fees, taxes, shipping or any other reason.  It would always be taken from the winnings , grant or loan.

We advised the victim to file a police report, call the FBI and file a complaint with the state attorney general and the Better Business Bureau.

If you paid any money via credit card, contact your credit card company immediately and ask to dispute the charges (generally they must be within 60 days).  If you paid by Western Union or Money Gram, it is almost impossible to recover the money.


How do loan scams work? 

The scammer sends you an email or letter, or you respond to an advertisement on tv, radio, newspaper, magazine or online.  The ad often uses the names of large, reputable and well-recognized lenders. To respond to the advertisement, victims are directed to call a "third-party consultant" who solicits application information including social security numbers. During this telephone call, the "loan" is always approved.

The "third-party consultant" then faxes a loan package to the victim, or directs the victim to a website to enter the information. The package includes a request for bank account information.

Finally, victims must wire a required advance payment or a deposit through Western Union or Money Gram to the consultant. The victim never obtains a loan, and the scammer disappears with the application fees and down payments.

See this page for much more information about this type of scam.


How to report a loan scam

If you believe you may have fallen victim to this type of scam and wish to report it, please


Loan Scam names

  • EducationalDirect.net

Other related information


Copyright CFR 2005, 2006, 2007, 2008, 2009  - Definition of scam, fraud, etc.Legal disclaimer / corrections / complaints  -  Privacy Policy
Names used by scammers in the examples on this page and others often belong to real people and businesses who often have no knowledge of nor connection to the scammer's use of their name and information.  Sample scam emails and other documents are copies of the scam to help potential victims recognize and avoid it.  You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission.
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