Miscellaneous Scam Money Transfers
Example - Pay Day Loan / United Federal Bank Scams,
Jerry Louise, Kevin Anderson
Did you receive an phone call from "Jerry Louise" and "Kevin
Anderson" at United Federal Bank saying you owe money on a Pay Day loan, but you
never took out a pay day loan? These scammers ( and those are certainly not
their real names) will try to pressure or threaten you into sending them money
via MoneyGram or Western Union (because these are untraceable and irretrievable
methods of transferring money).
Some phone numbers associated with this scam (as of February
2008) are/were:
- 949-743-1140
- 210-858-6602
- 480-365-0155
- 304-433-8364
- 800-918-3849
- 209-920-4600
Other names used are:
- Bass Associates
- States Predisposition
- Jackson Philips
- United Processing Legal Department
See the description provided by a victim below and them read
what to do if this happens to you!
No debt collector has the legal authority to have anyone
arrested for anything. These are criminals calling you to steal your money by
gaining access to your bank account and credit card numbers. Unlike other
scammers, these are playing on your fear rather than your greed or sympathy. See
these sample
cease-and-desist letter
that Clark Howard (a national consumer advocate) suggests you send to the
debt collector.
Scam description:
Today I received a phone call from someone who
claimed that the United Federal Bank is pressing legal charges against me
because of a Pay Day Loan I took out in 2005. I never took a loan out in my
life so I know that I don't owe anybody anything. The person, named Jerry
Louise, said that I owed $600 and that I need to pay them using MONEYGRAM.
When I asked what would happen if I don't pay, he
rudely said, "you know very well what would happen." He had a very thick
accent for his name. Jerry Louise and Kevin Anderson are American names, but
they both had very heavy Indian or Iranian accents. I would really
appreciate if you could help me in this matter. I am 99% sure that this is a
scam. If so, they should be stopped and people should be warned.
Another Example, Late February 2008:
I think I have been part of a scam. I have been getting calls at my job
from someone saying I am part of a legal investingation. I finally talk
with this foreign man and he told me that I was part of a legal
investigation and they were going to send someone to my place of residence
or employment to arrest me because I had not payed back a payday loan. They
knew my social security number and everthing. They asked me if I wanted to
settle it out of court and I told them yes. So they told me that I would
have to pay $500 down and I told them I didn't have $500, but I could pay
$250.oo. He said okay and told me to call him back when I got a money
gram. We kept talking back and forward, but I finally got the money gram
and set them the $250. He called me again but with another name on 2/21.
He told me I would have to have $300 in by the 29th of February or they
would send my the $250 back and proceed with the court fees and I would be
arrested. I asked him to send me something saying I had payed the $250 and
he told me that he could only send that after the balance of $1100.00 had
been paid. I told him that I felt like this was a scam and he told me that
I was on recorded lines and it was not a scam. We argued back and forth for
a while and he told me to call him on the 29th and let him know if I had the
money. I told him that I was willing to pay $100 a month until I got it
paid. He first told me that the bank only would accept $500 then he said
the bank would only accept $300. I then knew something was wrong. Whe I
looked them up on the internet "United Federal Bank", the first thing to
come up was stories about how they scammed people. Please let me know what
I need to do in this matter
We advised the victim to immediately contact the police and her state
attorney general's office. If this happens to you,
-
Contact your state attorney general - see this page for the contact information.
- Report them to the FBI here.
- File a complaint online with the
Federal
Trade Commission
- See these websites for more information about how to protect yourself
from debt collection scammers:
National Association of
Consumer Advocates
My Fair Debt
Consumer Credit Advocate Bud
Hibbs
Clark
Howard.com - Clark has additional resources; he says: "Collection
agencies should never threaten or torment you; it's against the law. I
provide a "Drop Dead" letter below that you should send if a collector is
harrassing you. Learn more about your rights here.
Consumer Counsel Group
Lawyers: Warren & Vullings, LLP
And let us know about it!
Click on the links below to see related accounts of this same scam on these
websites:
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