Scam Money Transfers - Banks, Bank Managers
Example - Mckillingan Carpenter,
a "private financial consultant manager" in the United Kingdom
Have you received an email from "Mckillingan Carpenter", a
"private financial consultant manager" in the United Kingdom (or so he says),
claiming that he has found a "dormant account" or money from a deceased customer
with no next of kin, or no will, and he needs you, a foreigner to help him take
the money, to keep it from being turned over to the bank or government?
It is a scam. Even if it weren't a scam, it would be a felony,
fraud and theft. But it is all nonsense, a scam made up to get money from you.
See the example below, an actual email from the scammer, sent to a victim.
The scammer intends to to get hold of your money instead, by conning you into sending money for various "fees" to free the
"funds in escrow".
If you would like a step by step
explanation of how this type of "Advance Fee Fraud" works, click here!
Note some of the obvious scam clues in the email below,
such as excessive/incorrect use of CAPITAL letters, a strange way of phrasing
things, terrible spelling, grammar
and punctuation, the use of free email accounts rather than a domain and website that
matches the company's name, etc.
Scam email:
Attn: Sir/Madam
Permit me to introduce myself; my name is Mckillingan Carpenter, a private
financial consultant manager. I happened to have managed accounts for
Foreigners here in the
United Kingdom, in discharge of my duty; I stumbled on this
domiciliary account that has remained dormant for three years now with the
sum of Twenty One Million, Three Hundred And Twenty Thousand Dollars.
I contacted my director and we made enquiries and tried to contact the
account owner but discovered that the account holder has passed on. We then
opened his account file and also discovered that he did not declare any next
of kin or relations in all his official documents in the bank. I was then
instructed to find a relation to the deceased client, so that the
proceedings of his account with our Bank can be released to the family.
I have tried now for over four months to find one but to no avail. Our
banking policy states that, if an account holder with our Bank is decease in
such a situation with no beneficiary, the funds are confiscated after six
months and remitted to the Government.
I am writing you so that we can work together to remit the funds to you as
the next of kin because the funds belong to a foreigner and has to be
claimed by a foreigner as I would not want this magnitude of money to just
go to the Government. I guarantee this transaction under a legitimate
arrangement that will not breach the law by both parties; it’s a simple
process which will take a short while to process.
Upon receipt of your response l will send to you my private number so that
you can reach me for further discussion regarding this project
CONTACT PERSON: Mckillingan Carpenter
EMAIL:
mckillingan_carpenter231@yahoo.co.uk
Regards,
Mckillingan Carpenter.
After replying to the scammer the potential victim received this:
Dear friend,
Thanks for your quick response to my mail, I got your mail which I
understood clearly but I want you to understand that all I want from you is
your sincere assistance in this transaction and nothing more as all is set
to go. Most importantly I want you to understand that we need to work
together in sincerity for the success of this transaction.
However, you need to know that for the success of this transaction and for
transparency purposes, I need to underline the following points.
Firstly I want you to understand that because of the amount
involved, we have to be very careful and work fast. You would be required to
open an offshore account with a particular bank in the
United Kingdom due to security reasons, so that funds could be
transferred internally without any questions asked. Due to the large funds
in question, once the funds are transferred internally to your new account,
we would then meet in a suitable place to discuss final disbursement
according to the percentages indicated above, and then we would split the
funds and put yours wherever you want. At this meeting, we will provide you
with five other accounts for you to transfer our funds into. You could
continue to bank with the offshore bank in the
UK or transfer your share and close down the account.
In order to achieve our goals you would need to send across to me
your full details i.e. your names/address/telephone/fax numbers, an
identification i.e. international passport so we know whom we are dealing
with and your employment. Also these documents would be used in setting up
all the necessary structure to enable us work effectively; you could see why
I am so confident with this transaction.
At this point you would have to guarantee me that this transaction
would be kept between both of us because, if this gets out it could damage
both our reputation and careers. I would also want to assure you that if we
could work together in one accord this transaction would sail smoothly and
the funds would be transferred into your bank account. I look forward in
meeting with you soonest upon the conclusion of this transaction.
Meanwhile if you agree to this term I would prefer if you reach me
from now on, on this email;
mckillingan_carpenter@yahoo.co.uk
as it is easily accessible by me at any time of the day.
Once more thanks for your willingness to assist and hope we can work
together in confidentiality and sincerity to actualize this aim.
I await your response
Regards
Mckillingan Carpenter
Now, the poor scammer is worried that his victim isn't going to send
either personal information nor money!
Dear Paul ,
I am sorry four the late response to your mail and sorry for any
inconveniences.
Your details need to be sent for immediate processing with the bank, the
Bank requires any means of identification i.e. driver's license or
international passport
It's imperative that you follow up without delays as the bank might contact
you upon confirmation that your details have been received for onward
processing
Note; that you will be required to set up an account therein with the off
shore bank here in England as that is the only means in which the stated
funds can be transferred out of
London
Paul, to avoid further delays and error I would appreciate you reconfirm
your details again along with your ID
Full name
Location
Direct phone and fax number
Occupation
I use this means to commend your sincere assistance and reassure you that
when this project is finalized you will have course to smile, and 40% will be
giving to you,
Please note that you will be responsible for setting up the required off
shore account and it would involve some funds to be paid by you
Thanks once again for your time and understanding
Regards
Mckillingan Carpente
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