Have you received an email from "Daniel Cole", claiming that he
is an attorney for a dead wealthy man with no heirs? He drones on and on,
with much ado about nothing, never seeming to come to the point, except that you
share the same name as the dead client and this lawyer wants you to claim the
money and split it with him.... a highly illegal fraud... except it is ALL a
scam. There is no dead wealthy client, no lawyer, nothing but a sleazy
scammer who wants to con you out of money.
Daniel Cole < dan_cole224@yahoo.fr > wrote:
Date: Fri, 09 Mar 2007 08:54:03 +0100
From: Daniel Cole < dan_cole224@yahoo.fr >
To: dan_cole@yahoo.fr
Subject: HSBC BANK
Name:Daniel Cole
Email: dan_cole224@yahoo.fr
Good day,
I am Daniel Cole, staff of International Private Banking at HSBC Bank. I am
contacting you concerning a deceased customer and an investment he placed
under our banks management three years ago. I would respectfully request
that you keep the contents of this mail confidential and respect the
integrity of the information you come by as a result of this mail.
I contacted you independently of our investigation and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In 2001, the
subject matter came to our bank to engage in business discussion s with
our private banking division. He informed us that he had a financial
portfolio of Forty Eight Million Three Hundred And Fifty Thousand
United States Dollars ($48,350,000.00 USD) ,which he wished to have us
turn over(invest) on his behalf. I was the officer assigned to his
case, I was made numerous suggestions in line with my duties as the
de-facto chief operations officer of the private banking sector,
especially given the volume of funds he wished to put into our bank. We
met on numerous occasions prior to any investments being placed. I
encouraged him to consider various growth funds with prime ratings. The
favored route in my advise to customers is to start by assessing data on
6000 traditional stocks and bond managers and 2000 managers of
alternative investments. Based on my advice, We spun the money around
various opportunities and made attractive margins for our first months
of operation, the accrued profit and interest stood at this point at
over ten million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.
In mid 2002, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in here in the United
Kingdom. He directed that I liquidate the funds and deposit it with a
security firm here in London. I informed him that HSBC would have to
make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 % deduction
from the funds to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across
boarders has become especially strict since the incidents of 9/11. I
contacted my affiliate in here in London and made the funds available to
the security firm. I undertook all th e processes and made sure I
followed his precise i nstructions to the letter and had the funds
deposited at the London based security consultancy firm, Corporate
Securities Co. Corporate Securities Co is a specialist private firm
that accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions
that need immediate access to cash. This small and highly private
organization is familiar especially to the highly placed and
well-connected organizations. In line with Instructions, the money was
deposited with Corporate Securities Co. The deceased told me he wanted
the money there in anticipation of his arrival from Norway later that
week. This was the last communication we had, this transpired around
25th June 2003. In June last year, we got a call from Corporate
Securities Co informing us that the activity of that particular
portfolio. This was an astounding position as far as I was concerned,
given the fact that I managed the private banking secto r I was the only
one who knew about the deposit at Corporate Securities Co, and I could
not understand why the deceased had not come forward to claim his
deposit. I made futile efforts to locate the deceased. I immediately
passed the task of locating him to the internal investigations
department of HSBC. Four days later, information started to trickle in,
apparently our client was dead. A person who suited his description was
declared dead of a heart attack in Cannes, South of France.
We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but
also some levels of detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private banking
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors use numbers and codes
to make the accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said, rarely
do they nominate next of kin.
Private banking clients apart from not nominating next of kin also
usually in most cases leave wills in our care, in this case; the
deceased died without a testament .In line with our internal processes
for account holders who have passed away, we instituted our own
Investigations in good faith to determine who should have right to claim
the estate. This investigation has for the past months been unfruitful.
We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. It is this
investigation that resulted in my being furnished with your details as a
possible relative of the deceased. My official capacity dictates that I
am the only party to supervise the investigation and the only party to
receive the results of the investigation. What this means, you being the
last batch of names we have considered, is that our dear late fellow
died with no known or identifiable family member. This leaves me as the
only person with the full picture of what the prevailing situation is in
relation to the deposit and the late beneficiary of the deposit.
According to practice, Corporate Securities Co will by the end of this
financial year broadcast a request for statements of claim to HSBC,
failing to receive viable claims they will most probably revert the
deposit back to HSBC. This will result in the money entering the HSBC
accounting system and the portfolio will be out of my hands and out of
the private banking division. This will not happen if I have my way.
What I wish to relate to you will smack of unethical practice but I
want you to understand something. It is only an outsider to the banking
world who finds the internal politics of the banking world aberrational.
The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of what
I propose. I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit for as far as HSBC is concerned, the
transaction with our late customer concluded when I sent the funds to
corporate securities, all outstanding interactions in relation to the
file are just customer services and due process. Corporate Securities Co
has no single idea of what the history or nature of the deposit. They
are simply awaiting ; instructions to release the deposit to any party
that comes forward. This is the situation. This bank has spent great
amounts of money trying to track this mans family; they have
investigated for months and have found no family. The investigation has
come to an end. My proposal; you share similar details to the late
fellow; I am prepared to place you in a position to instruct Corporate
Securities Co to release the deposit to you as the closest surviving
relation. Upon receipt of the deposit, I am prepared to share the money
with you in half. That is: I will simply nominate you as the next of kin
and have them release the deposit to you. We share the proceeds 50/50.I
would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming
the deposit. I assure you that I could have the deposit released to you
within a few days. I will simply inform the bank of the final closing of
the file relating to the deceased I will then officially communicate
with Corpo rate Securities Co and instruct them to release the deposit
to you. With these two things: all is done. The alternative would be for
us to have Corporate Securities Co direct the funds to another bank with
you as account holder. This way there will be no need for you to think
of receiving the money from Corporate Securities Co. We can fine-tune
this based on our interactions. I am aware of the consequences of this
proposal. I ask that if you find no interest in this project that you
should discard this mail. I ask that you do not be vindictive and
destructive. If my offer is of no appeal to you, delete this message and
forget I ever contacted you. Do not destroy my career because you do not
approve of my proposal.
You may not know this but people like myself who have made tidy sums out
of comparable situations run the whole private banking sector. I am not
a criminal and what I do, I do not find against good conscience, this
may be hard for you to understand, but the dynamics of my industry
dictates that I make this move. Such opportunities only come ones' way
once in a lifetime. I cannot let this chance pass me by, for once I find
myself in total control of my destiny. These chances wont pass me by. I
ask that you do not destroy my chance, if you will not work with me let
me know and let me move on with my life but do not destroy me. I am a
family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well
worth undertaking. I have evaluated the risks and the only risk I have
here is from you refusing to work with me and alerting my bank. I am the
only one who knows of this situation, good fortune has blessed you with
a name that has planted you into the center of relevance in my life. Let
share the blessing. If you find yourself able to work with me, contact
me through this same email account. If you give me positive signals, I
will initiate this process towards a conclusion. I wish to inform you
that should you contact me via official channels; I will deny knowing
you and about this project. I repeat, I do not want you contacting me
through my official phone lines nor do I wouldnt you contacting me
through my official email account. Contact me only through the numbers I
will provide for you and also through this email address. I do not want
any direct link between you and me. My official lines are not secure
lines as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am a
family man, I have a wife and children. I send you this mail not without
a measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never
come easy or on a platter of gold. This is the one truth I have learnt
from my private banking clients. Do not betray my confidence. If we
can be of one accord, we should plan a meeting, soon.
I await your response.
Daniel Cole.
Name:Daniel Cole
Email: d_cole233@yahoo.fr
***
