Protect Yourself and Report the Latest Frauds, Scams, Spams, Fakes, Identify Theft Hacks and Hoaxes
Scams using these names:
Did you reply to a listing on CraigsList.com for a job or did you receive an email through them from Mike Moshay or Ninette Hinkle of "Learn To Be Rich" in Charlotte (or ANYWHERE else) offering you a job as a "Admin Support"? But oddly, they require you to pay a fee up front? No legitimate job offer would require you to pay them to be considered for employment.
At some point in the scam, you will either:
It is an AFF / Money transfer Scam. They'll send you counterfeit checks which you are supposed to deposit, take out some amount, and then MoneyGram or Western Union wire the remaining 90%. There's a reason for this: Western Union and MoneyGrams are cashed immediately and are untraceable and irretrievable. Bank checks can take 1 or 2 weeks to clear!
Of course, since the check is fake, it will bounce a week or so later after you deposit it. But you have already moneygram'ed the scammers the 90% of the amount, and that is transacted almost instantly. So you now owe the bank for the full amount. You may also face criminal charges for passing counterfeit checks. See this page for a step-by-step explanation of how the scam unfolds.
In the email below, there are some many red flags, we can't imagine any way it could be legitimate. Any time any potential employer asks you to send money via Western Union, IT MUST BE A SCAM. No legitimate company would transfer money this way. They will all have access to a more secure bank wire or direct deposit method.
Other clues that this is a scam are:
Do you have a resume posted online? We'd like to hear from you about your experiences recruiting emails that turned out to be scams or misleading - click here to write us.
Any highlighted passages in the actual scam email below are to draw your attention to clues (the highlighting itself was not present in the original email).
They had a job posting on Craigslist for Admin Support in Charlotte. I've already reported this to folks at Craigslist. This is very upsetting considering so many people looking for legitimate work out there. I have included my email correspondence below.
From: Learn To Be Rich pk [mailto: firstname.lastname@example.org ]
Sent: Wednesday, December 17, 2008 5:09 PM
To: George Z
Subject: Re: Admin Support (Charlotte, NC)
I apologize for not getting back to you sooner. We have had an overwhelming response to our ad and I'm just now getting to your email.
Thank you for your interest in this position! First, let me assure you that this is a legitimate job offer for a legitimate work from home position. We are not an MLM, no surveys, just simple customer service and simple processing of new hires through HR. We represent some of the best work from home companies in the world. We will provide you with the website and additional information of the specific company you will be working for, along with your job offer, should you be the candidate we feel is best suited for these positions. You will be given a contract to sign upon completion of your probationary period.
Due to recent growth, we must outsource to help with the increase of our customer demand. We are in need of immediate assistance, however we must be selective in the individuals we choose. Our team members are dealing with our customers and customer satisfaction is above the up most importance to our success! Although, you will never be physically or verbally in contact with our customers (all email based), we still require our team members to be professional, efficient, and courteous. Being that almost 100% of this business is done online and vian email, it can be new territory for some, however very easy to become accustomed to and in favor of. We are here to help this be any easy transition for our new team members. You will see after the first couple weeks how convenient and efficient it is doing business strictly online with no physical or verbal contact with customers. Many large corporations successfully revolve strictly online. A couple perfect examples are Ebay and Overstock.com. I just have a couple of questions to make sure you are a good fit.
#1.) How many hours/day can you seriously dedicate to this position?
#2.) Do you have a computer with Internet access that you can use during these hours you've set aside for this position?
#3.) Do you have fairly good grammar skills?
#4.) Can you self-motivate?
#5.) What does wealth mean to you?
#6..) What is your why in life?
I am looking for someone who can do customer response a few hours a day. It is very tedious work, so little or no distraction is a plus! You will NOT be micromanaged, so you will have to self-motivate to get the job done. You will be paid upon completion of each job. There's plenty of work to keep you busy for whatever your schedule may be. The amount of money you make will be determined by how much time and effort you put into it. Many of my new team members start out making OVER $2,500/month and grow from there. It ALL depends on your schedule and dedication. Please think this over and answer these questions truthfully. Once completed, send them back to me so I may evaluate your answers, and make a proper decision. If chosen for this position, I will contact you and you may begin working ASAP. Hopefully, you can be a new team member and on your way to earning a terrific income! Thanks and have a great day!
On 12/18/08, George Z wrote:
Thank you for your interest in my resume. Would you be so kind as to provide more information about your company and the requirements of this position for further research before we begin?
We can understand your hesitation with the number of scams that are going on today. However we are a legitimate work from home position. We are not an MLM. No surveys, just simple customer service and simple processing of new hires through H.R. We represent some of the best work from home companies in the world. We will provide you with the website and additional product information of the specific company you will be working for, along with your job offer, should you be the job applicant we feel is best suited for these positions. You will be given a contract to sign, upon completion of your 90 day probationary period. The training fee is requested to allow us to weed out those applicants that are serious about making a small investment into their future. If this opportunity is something that you seriously want to pursue and put in the time and effort necessary to make it work, then we are willing to have your payment deferred and deducted out of your inital paycheck. In order to do this we do impose an additional one time only $15 fee on top of the $39 one time only charge as this does create additonal work for our accountant. We also ask that you pay at least $10 of the background check/training fee to the paypal account up front and we will defer the rest.
If you have any questions, please feel free to contact Winona at 513-418-8419, or Ninette at 616-828-6192, and they'll be happy to answer any questions you might have. You will likely reach their voicemail, so please speak clearly and leave her your name and telephone and they will be happy to answer your questions.
Have a great day,
HR Manager/Red Team Manager
There are a variety of sleazy scams that look, at first glance, like legitimate job offers. Before you write back to them, pause a moment and read about the scams below!
Some of the more common job scams are