Protect Yourself and Report the Latest Frauds, Scams, Spams, Fakes, Identify Theft Hacks and Hoaxes
There are affiliate links on this page.
Read our disclosure policy to learn more.
Translate this page to any language by choosing a language in the box below.
Have you received an email from Jane Suslov of "FTC Group " offering you a job as a "financial manager", "accounting manager", "Payment Officer", "local agent" or "local representative" in which you "receive payments", deduct your "Processing fee", deposit the checks and then wire most of the money to an overseas "company"?
It is an AFF / Money transfer Scam. They'll send you counterfeit checks which you are supposed to deposit, take out some percentage (typically, 10%) for your work, and then MoneyGram or Western Union wire the remaining 90%. Notice that although you receive checks, they won't let you forward a check to them, only Western Union or Money Gram. There's a reason for this: Western Union and MoneyGrams are cashed immediately and are untraceable and irretrievable. Bank checks can take 1 or 2 weeks to clear!
Of course, since the check is fake, it will bounce a week or so later after you deposit it. But you have already moneygram'ed the scammers the 90% of the amount, and that is transacted almost instantly. So you now owe the bank for the full amount. You may also face criminal charges for passing counterfeit checks. See this page for a step-by-step explanation of how the scam unfolds.
Note that there is a real "FTC Group", with a website www.FTCgroup.com; but they are obviously unrelated to this scam.
Do you have a resume posted online? We'd like to hear from you about your experiences recruiting emails that turned out to be scams or misleading - click here to write us.
Notice the passages we have highlighted in the actual scam email below. They point out some of the additional clues that it is a scam, such as the email comes from a free email account (such as Yahoo.com, Hotmail.com, Aim.com, Gmail, cox.net, etc.). Wouldn't you expect a company to have its own website and email address (after all, it only costs about $200/year; every reputable company has its own website these days!) And don't be surprised if the scammers do put the names of real companies, real websites and events in their scams; it doesn't mean anything at all!
From:<hiring@careerbuilder.com>
Subject:Company Accounting Manager
Date:Saturday, July 07, 2007 1:25:38 AM
We have reviewed your online resume and would like to consider you for the position of financial manager within FTC Group.FTC Group has been operating and actively developing in the financial market for over ten years. FTC provides professional financial and investment solutions to private investors as well as corporations worldwide.
We operate in the market with continuously growing potentials and possibilities. Opening new horizons of success, the company offers the newest and the most up-to-date quality services.
Presently our company opens a vacancy - Accounting Manager
Specifics of work of a said specialist consist of the following: using multiple personal accounts we can offer to our clients an unprecedented terms of servicing. This enables to decrease rate of taxation, to avoid commission which is deducted by the bank at cash remittance and to accelerate procedure of remittance itself. Responsibilities of a financial manager include processing of transactions received on account from the clients of the company and forwarding of these payments to accounts advised by our account dispatchers. All you need is to be able to dedicate your time (on average 3 hours a day), have motivation, and responsibility. Your wage at the initial stage, part-time, will amount to $2,000 per month plus 5% from all transactions.
We offer:
- Continuous training
- Career promotion and personal development
- In-depth training and work in a dynamic and friendly atmosphere
- Competitive wages
- Wage plus-bonus system by results
If you are interested in this vacancy and have any questions please email
Jane.Suslov@gmail.com
Email Header: