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Job and Recruiting Scams:
Payment Officer Scam
McJAMES CONTEMPORARY ARTS INCORPORATED, England
James Clifford
Have you received an email from James Clifford of "McJAMES CONTEMPORARY ARTS INCORPORATED" in England (or ANYWHERE else) offering you
a job as a "DISTRIBUTOR//RECEIVING OFFICER/REPRESENTATIVE", "Payment Officer", "local agent" or "local representative" in which
you "receive payments", deduct your "Processing fee", deposit the checks and
then wire most of the money to an overseas "company"?
It is an AFF / Money transfer Scam.
They'll send you counterfeit checks which you are supposed to deposit, take out
some percentage (typically, 10%) for your work, and then MoneyGram or Western
Union wire the remaining 90%. Notice that although you receive checks, they
won't let you forward a check to them, only Western Union or Money Gram. There's
a reason for this: Western Union and MoneyGrams are cashed immediately and are
untraceable and irretrievable. Bank checks can take 1 or 2 weeks to clear!
Of course, since the check is fake, it will bounce a week or so later after
you deposit it. But you have already moneygram'ed the scammers the 90% of
the amount, and that is transacted almost instantly. So you now owe the
bank for the full amount. You may also face criminal charges for passing
counterfeit checks. See
this page for a step-by-step explanation of how the scam unfolds.
In the email below, there are some many red flags, we
can't imagine any way it could be legitimate. But you can try emailing "James Clifford"
back and asking:
- What is your company's physical address and phone number?
- Where is your company registered / licensed and what is the
business license number?
- Does your company have a web site? If so, what is the url?
- What is the business email address for the company? (the email address
you supplied for reply is a
free, non-business email account - gmail, yahoo, hotmail, etc., not a
commercial email account)
- What is the value to the company of people like me receiving
payments (checks, wires, etc.), cashing them and forwarding the money?
- Why aren’t the payment deposited directly into your own banking
account, as any major bank can receive checks and wires drawn on any legitimate bank
anywhere in the world, in any currency?
Try cutting and pasting those questions and emailing
them back to the person offering the "job", "James Clifford" in this case and see how he
responds. We’ll bet it will be with hostility, like:
“Why are you asking me these questions? We are
offering you a legitimate job, but you are treating us like we are scammers!
If you are not interested we can find someone else; it is YOUR loss!”
Which, of course, is how a scammer caught with questions
that expose his scam, will reply!
Do you have a resume posted online? We'd like to hear from you about your
experiences recruiting emails that turned out to be scams or misleading -
click here to write us.
Notice the passages we have highlighted in the actual scam email below.
They illustrate some of the additional clues that it is a scam, such as the email
comes from a free email account (such as Yahoo.com, Hotmail.com, Aim.com, Gmail,
cox.net, etc.). Wouldn't you expect a company to have its own website and
email address (after all, it only costs about $200/year; every reputable company
has its own website these days!) And don't be surprised if the scammers do put
the names of real companies, real websites and events in their scams; it doesn't
mean anything at all!
From: McJAMES CONTEMPORARY ARTS INCORPORATED [
j.clifford@mail.com ]
Subject: ACCOUNT OFFICER NEEDED.
McJAMES CONTEMPORARY ARTS INCORPORATED
PLOT 24 BACHELORS
LANE
GREENSHIRE,
NEWCASTLE NEZ 4PP-ENGLAND
TEL:
+44-704-575-8584
FAX:+44
702-409-1573
Dear Candidate,
We have a job
offer available We are an International trading company with our corporate
headquarters based in England .Since establishment in 1999 we have done our
business in Mainland Asia and Oceania,in 2001 we extended our Region of supplies
due to continious demands to Northern America and Europe.
We deal on arts
materials and finished personal care products including live long products.Due
to our competent records for treating customer demands and supplies,customers
have refered us to other possible clients and we have been
recieving Payments
from Northern America,Europe And Australia.
EXAMPLE If you
receive a check of$1,000.00 your net income is $100.00,(WHICH IS 10% ON EVERY
PAYMENTS RECEIVED) our company supports any fees. You will process at least 2-3
orders per-day and you will earn more than $200.00 cash in hand each day.
REMEMBER: THE
MORE ORDERS YOU PROCESS- AT A FASTER THE RATE THE HIGHER YOU STAND TO EARN
DAILY.
Commission:
10% of every
money order/check/Wire Transfer that is cashed instantly"cash in hand" or "cash
on counter" is what you get from the total cashed amount.
By so doing,we
are searching for reliable persons/companies who can act as a
DISTRIBUTOR//RECEIVING OFFICER/REPRESENTATIVE for us.He/She will act as medium
between our customers and us in their established area.Most of our clients will
be making payments to you through you to us in the form of Certified cheque,bank
draft,cashier check,Equity line of credit,western union,and wire transfer.But
whichever option that they opt for,you would be entitiled to ten percent.
YOUR BENEFITS.
If aprroved as
our Representative,you are entitled 10% of whatever amount you receive from
customers who are making payments through you to us.Please if you are interested
in transacting business with us, we will be very glad. Please, forward to us the
following informations,
1.FULL
NAMES...................
2.HOUSE
ADDRESS(NOT P.O BOX)...................
3.TELEPHONE
NUMBER...................
4.STATE...................
5.COUNTRY...................
6.ZIP
CODE...................
7.AGE...................
8.OCCUPATION...................
9.Bank Name.......................
Forward the
required informations above to me on my private e-mail address on
j.clifford_1@hotmail.com
Thank you as we
await your further response.
In Trust And Good
Faith
Thanks for taking
time to read our offer.
My Regards,
James
Clifford(C.E.O).
N.B: PLEASE REPLY
THROUGH MY ALTERNATIVE E-MAIL ADDRESS
(j.clifford_1@hotmail.com
)
Other Jobs Scams
There are a variety of sleazy scams that look, at first glance, like
legitimate job offers. Before you write back to them, pause a moment and read about the scams below!
Some of the more common job scams are
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