Phishing and Vishing Identity Theft Scams
The Charles Schwab Phishing Scam
Redirects to spoofed (Fake) website:
and to http://nettyorganics.com/KH3ZzyHc/indexhtml
You may have received an email like the one below that looks very authentic, like it came from Charles Schwab & Co, or a phone call about the same subject. It is an attempt to get you to enter confidential information (typically a social security number, name, address, bank account information, etc., to allow the scammers to steal your identity and open credit cards in your name.
This email was not sent by Charles Schwab & Co; Charles Schwab & Co is a victim as well. This is referred to as spoofing (making a fake email that looks legitimate, "phishing" (when by email) or "vishing" (when by telephone). If you receive an email similar to the one below, DO NOT click on the link, and do not enter any information on the forms there.
The website that the link leads to is a spoof; a fake website, not created by Charles Schwab & Co. It goes to http://lattermann-ingenieurbau.de/, and to http://nettyorganics.com/KH3ZzyHc/indexhtml not Charles Schwab ! When you enter the information they ask for, you will simply be handing the thieves the keys to your bank accounts. That is how spoofing, phishing and vishing works.
Remember, no reputable business would send you an email or a phone call requesting your personal account information. Any such email you receive asking for this information should be considered phony and brought to the attention of the business being 'phished'.
Anytime you need to go to a website for your bank, credit card companies or other personal, financial or confidential information; do not follow a link in an email; just type their address in your browser directly (such as www.CharlesSchwab.com )
Below are actual phishing emails that started circulating in early 2012.
It is possible that the owners of the website (http://lattermann-ingenieurbau.de/ and http://nettyorganics.com/) are not involved, and that their server has been hacked, but the fact remains that these are the addresses the scam goes to.
----- Forwarded message -----
From: Milagros Yang (Schwab.com) [mailto:Milagros.Yang@Schwab.com]
Sent: Wednesday, August 08, 2012 8:07 AM
Subject: Schwab Report
Thank you for entrusting Charles Schwab & Co. with your investments and for allowing us to help you meet your financial goals. Below you can securely access the report that has been developed specifically for you.
To access your report:
- Step 1: Login to Schwab.com
- Step 2: Click here to access your report
If you have any questions about the information in this report, please do not hesitate to contact us.
Thank you for your business.
"Milagros Yang (Schwab.com)"
Charles Schwab & Co., Inc./Charles Schwab Bank*
Manager - Portfolio Consultant
*Separate but affiliated companies
What is Phishing?
Phishing is an attempt by an individual or group to solicit personal
information from unsuspecting users by employing social engineering techniques.
Phishing emails are crafted to appear as if they have been sent from a
legitimate organization or known individual. These emails often attempt to
entice users to click on a link that will take the user to a fraudulent website
that appears legitimate. The user then may be asked to provide personal
information such as account usernames and passwords that can further expose them
to future compromises. Additionally, these fraudulent websites may contain
Learn More About Phishing
The following documents and websites can help you learn more about phishing and how to protect yourself against phishing attacks.
- Avoiding Social Engineering and Phishing Attacks
- Protecting Your Privacy
- Understanding Web Site Certificates
- Anti-Phishing Working Group (APWG)
- Federal Trade Commission, Identity Theft
- Recognizing and Avoiding Email Scams
Methods of Reporting Phishing Email to US-CERT
For more information about phishing, see