Phone Scam: Did you receive a Robo-call about TD Business Lending underwriting with a recording saying This is Nicole Bennett calling about your loan request, To finalize your funding, call 888-919-6105

Email and Online Scams -

Have You Received a RoboCall Phone Call?
TD Business Lending underwriting, claiming This is Nicole Bennett calling about your loan request, To finalize your funding, call 888-919-6105.

Did you receive a call from a robocaller  TD Business Lending underwriting, claiming This is Nicole Bennett calling about your loan request, To finalize your funding, call 888-919-6105? Did they then instruct you to III or something similar?

Well, don't fall for it.  It is a scam, and if you call them back or follow their instructions you will lose money and possibly your identity! The people behind this know they are violating Federal laws, like the do-not-call list, spoofing phone numbers and are quite likely to be operating out of another country and looking to steal your identity and money. 
People have filed Better Business Bureau (BBB) Scam Tracker reports saying they received automated voicemails claiming to be from a loan underwriting company  (e.g., “Nicole Bennett with TD Business Lending Underwriting”) and instructing them to call 888-919-6105 to finalize a loan they never applied for. There is no actual company with the name " TD Business Lending underwriting". Purely a scam.
These reports describe advance-fee loan scam patterns , which are unsolicited calls promising funding and then trying to press you to call back for details, and then pay an upfront "fee" via Western Union to realease the funds.  IT IS A SCAM.

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1. Report received, February, 2026:

   Nicole Bennett with TD business lending underwriting. Your file shows you're nearly approved for $159,000. To finalize your funding, call 888-919-6105. Hey, this is Nicole calling about your loan request. This is Nicole Bennett with TD Business Lending underwriting. I tried reaching you before the new year, but wasn't able to connect. I'm calling because your file is now showing your nearly approved for about $159,000. If you're still interested, give me a call back at 888-919-6105 and we can get your business funded. You might remember applying with us before for a business loan or line of credit. But for 2026, things have changed. Obviously, rates coming down, and underwriting has opened up. Especially for businesses doing around half a 1000000 a year, with regular deposits coming through the account. You can also log into your loan portal anytime to review the offer and pick your terms. Again, my direct number is 888-919-6105.
   
   

Information About TD Business Lending underwriting, claiming This is Nicole Bennett calling about your loan request, To finalize your funding, call 888-919-6105

There are several websites that focus on reports of scam phone calls.

The links below go to pages on these other websites were you can read reports about the scams associated with this phone number (TD Business Lending underwriting, claiming This is Nicole Bennett calling about your loan request, To finalize your funding, call 888-919-6105):

• Microsoft Safety and Security Center
• Microsoft Community - Windows Support Scam - I was called by someone who said they were windows support and my computer was sending them warnings and messages!
• ARS Technica

It is a scam

Don't fall for it. It is a scam. Almost all robocalls are already illegal. Only robocalls from charities asking for donations, or from political campaigns reminding about an upcoming election, or a political candidate's bid for office are legal; and even then they cannot try to sell you anything. Any robocall from a company that is trying to sell you something (even if they claim they aren't selling anything) and you haven't given them written permission to call you is illegal.

What to do

1. First block their number. There are now free phone apps that help to interecpt calls that are know to be coming from scammers.  One that we have found to be very effective is TrueCaller. It displays any known information about callers as the calls come in, and alerts you about calls coming from numbers that others have reported to be scams.
   
2. Don't answer calls from numbers you do not know. If it is real or important they can and will leave you a message.
   
3. Report the number to the FTC

Beware of any call from a toll-free number; Scammers like toll-free numbers

• They look “official”

• Easy to rotate destinations

• Hard to trace payer

• Cheap via VoIP

• Can be abandoned instantly

The payer may be:

• A fake LLC

• A stolen identity

• An offshore reseller

• A mule account

The Phone Carriers / Phone Companies ALLOW and enable  these scammers

Which is why public lookups dead-end by design. The phone companies MAKE MONEY from these scammers!

All toll-free numbers in the U.S. are managed in a centralized system called: SMS/800 (Service Management System)

That database contains:

• The RespOrg ID

• The carrier

• The billing account

• Routing destinations

BUT only these entities can access it:

• Telecom carriers (AT&T, Verizon, Bandwidth, etc.)

• RespOrgs

• Law enforcement (with process)

• Regulators (FCC)

There is no public lookup for billing ownership.Without a subpeona, we cannot find out who is behind the se scam calls. And apparently no government agency sees fit to do so and put an end to this OBVIOUS scam!  CALL your Congressman!

 

Apple offers the following advice:

If you get a suspicious phone call or voicemail:
Scammers spoof phone numbers and use flattery and threats to pressure you into giving them information, money, and even iTunes gift cards. Always verify the caller's identity before you provide any personal information. If you get an unsolicited call from someone claiming to be from Apple, hang up and contact us directly.

Microsoft says:

Tech support scams are an industry-wide issue where scammers use scare tactics to trick you into paying for unnecessary technical support services that supposedly fix contrived device, platform, or software problems.
Scammers may call you directly on your phone and pretend to be representatives of a software company. They might even spoof the caller ID so that it displays a legitimate support phone number from a trusted company. They can then ask you to install applications that give them remote access to your device. Using remote access, these experienced scammers can misrepresent normal system output as signs of problems.

Cybercriminals don't just send fraudulent email messages and set up fake websites. They might also call you on the telephone and claim to be from Microsoft. They might offer to help solve your computer problems or sell you a software license. Once they have access to your computer, they can do the following:

Trick you into installing malicious software that could capture sensitive data, such as online banking user names and passwords. They might also then charge you to remove this software.

Blocking Future Robocalls

There are several ways to block some robocalls (nothing blocks all of them)

1. Use your cell phone's "auto reject" feature.

• On Android phones, after receiving  a call from a telemarketer, select the number in your recent calls list, as if you are going to dial it, then press the three vertical dots in the top right part of the screen. You should see "Add to Auto reject list". Press it.  To remove a number from the reject list, just repeat the process.
  For more detailed instructions and other options for your Android phone, see this page.
• On iPhones,
  See this page for iPhone call blocking directions

2.. Using Apps, lto detect, intercept and block telemarketers:ke

• TrueCaller is good at  identifying the real caller
• "Should I Answer" seems better at blocking calls.
• Hiya is a free call-blocking app for Android phones. It uses data from complaints from its users and those made to the FTC and the FCC.

3. Your cell phone provider, may offer a service that can help.  Unbeliebvably, consumers may have to PAY the phone companies to stop these junk calls!  Tell you congressman you want legislation to force the phone companies to stop the telemarketers and roboocalls!

• AT&T offers free call-protection services, including blocking suspected fraud. They also have a $4-per-month service that blocks categories of calls that you select, and includes non-spoofed reverse phone-number lookup.
• Sprint  offers a Premium Caller ID for $3 a month that allows Apple iphone users to automatically reject likely scam calls. This feature is also supposed to be come for Android phones soon.
• T-Mobile has a free scam ID and automatic scam-call blocking free.
• Verizon's has a $3-a-month Caller Name ID service, which is supposed to automatically send spam numbers to voice mail.

Down the road...

Finally, lawmakers are annoyed enough at the robocalls they are receiving to take action. According to the Verge, "FCC will 'take action' in 2019 if carriers aren't doing enough to fight robocalls. The FCC is just as fed up with robocalls as the rest of us. " The FCC head Ajit Pai sent a letter to US mobile providers urging them to deploy an industry-wide method of combatting the automated nuisance calls or face new rules. "By this time next year, I expect that consumers will begin to see this on their phones," Pai said in this press release.

More information

There are several websites that focus on reports of scam phone calls.

The links below go to pages on these other websites were you can read reports about the scams associated with this phone number (855-687-1444, claiming This is Microsoft. This call is to inform you that your Microsoft license key has expired):

• Microsoft Safety and Security Center
• Microsoft Community - Windows Support Scam - I was called by someone who said they were windows support and my computer was sending them warnings and messages!
• ARS Technica

Related Scams

There are a number of common telephone scams, such as:

• Collect Call scams
• Inmate collect call scams
• Phone service is about to be cut off
• Telemarketers

and some new and as yet, uncommon scams.

Information About Specific Phone numbers

There are several websites that focus on reports of scam phone calls. See these:

• 1800Notes
• WhoCalled.us
• WhoCallsMe.com

 

For a comprehensive list of national and international agencies to report scams, see this page.